The bank officials said a loan of Rs.49,500 has been released in my uncle's name.

'The bank officials informed me that the cards and the cheque of the loan had been delivered at my residential address in June. I denied receiving any such cheque and the bank officials threatened legal action saying that I should start paying the monthly instalments,' Firoz said.

'After meeting the bank manager a number of times and getting no response in this regard, I have served a notice and will take the matter to court after the notice period expires.'

The bank officials could not be contacted for their comment.